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Focused on Clients. Focused on Results. Filing for Bankruptcy? We Can Help.

Pompano Beach Bankruptcy Lawyer

Providing Valuable Debt Relief Services

At Focused Legal Solutions, we know that finding yourself in a financial bind can be overwhelming. Whether you are trying to save your business or protect your family, our Pompano Beach bankruptcy lawyer can help. We are highly skilled in helping debtors reorganize their financial obligations under Chapter 7 of the U.S. Bankruptcy Code.

With Chapter 7 bankruptcy, you can reorganize your debt, protect your assets, and even save your property from foreclosure. There are many advantages to filing Chapter 7 bankruptcy to consider, as well as disadvantages. We recommend contacting our law firm for a free, confidential consultation. We can review your unique financial situation and goals to help you make the right choice about bankruptcy.

Learn more about Chapter 7 bankruptcy and how it may help you. Give our bankruptcy attorney in Pompano Beach a call today at (954) 800-2664.

Seek Relief Through Chapter 7 Bankruptcy

When you owe creditors money, they can implement various methods to try to recover the money they are owed. They may call constantly and may even garnish your wages or repossess your property.

Chapter 7 bankruptcy will place an automatic stay on all collection efforts, including foreclosure. You will have a little breathing room to work out a repayment plan with the bankruptcy courts. Upon successful completion of the plan, all eligible debt will be being discharged.

Chapter 7 bankruptcy can stop:

  • Foreclosure
  • Repossession
  • Creditor harassment
  • Wage garnishment
  • All creditor contact and collection efforts

Chapter 7 can provide a fresh start for debtors, whether you're facing credit card debt or other past due bills.

Understanding Bankruptcy Exemptions in Florida

Many people are concerned about losing assets in a Chapter 7 bankruptcy filing. However, when you file, certain assets are exempt from liquidation under bankruptcy law.

In the state of Florida, you are required to use Florida's bankruptcy exemptions, not federal exemptions.

Florida provides the following bankruptcy exemptions:

  • Homestead - Unlimited amount of equity for property less than 160 acres, or half an acre in a municipality
  • Personal Property - Up to $1000, or $4000 if you do not use a Homestead exemption
  • Other Essential Property - Includes education savings, hurricane savings, prescribed health aids, tax credits, and funeral costs
  • Motor Vehicle - Up to $1000 in equity, or more if you're married and filing jointly
  • Wages - Specific exemptions for the head of household vs other members of the family
  • Pensions - Includes ERISA qualified retirement plans, public employee retirement benefits, firefighter and police pensions, and teachers' retirement benefits
  • Public Benefits - Veteran's, social security, reemployment assistance, worker's compensation, unemployment compensation, and crime victims' compensation
  • Alimony and Child Support - Up to the extent necessary to support the person filing for bankruptcy and any of their dependents
  • Insurance - Proceeds of a life insurance policy, disability income, and benefits from a fraternal society

Other exemptions exist in the state of Florida for specific cases, such as personal injury lawsuits.

Bankruptcy Legal Services for Pompano Beach, FL

Whatever your financial situation may be, Focused Legal Solutions is here to help you take action. We strive to bring you peace of mind in these challenging times, through honest and skilled bankruptcy counsel. Our bankruptcy attorney in Pompano Beach is here to protect your rights. We can guide you through your Chapter 7 bankruptcy case, should you choose to file.

For a free initial evaluation, contact us now at (954) 800-2664.

Client Testimonials

  • Extremely knowledgeable and professional

    “Geil Bilu was outstanding in representing my case. Answered every question, walked me through the entire process. Would highly recommend his services to everyone.”

    Celia

  • The extent of expertise and dedication provided is outstanding!

    “His work ethics and professionalism is outstanding and overall the service is exceptional! The extent of expertise and dedication provided is outstanding!”

    Salvatore

  • It was clear early on in my working with him that ultimately everything would work out well for me and my situation and it did.

    “Mr. Bilu is a very knowledgeable and experienced attorney with an outstanding reputation. He was actually able to get more then I had anticipated.”

    Clae C.

  • His attentiveness, knowledge and professionalism have kept me in my home for over 2 years and there is no end in sight.

    “In fact it is possible I may end up owning the house free and clear of a mortgage. I recommend him highly and have already done so. I would hire him again in a heartbeat.”

    Jeff

  • Very helpful and excellent service!

    “Geil helped me with a real estate matter and was able to resolve the issue in a favorable way to me. I will recommend Geil to my closest friends and family.”

    Sue S.

Contact Focused Legal Solutions

Schedule a Free Consultation Today
  1. We meet you where you are, and we speak your language.
  2. Our attorney has over 15 years of professional legal experience.
  3. We offer free and confidential consultations to every client served.
  4. With honest legal guidance, we steer our clients in the right direction.
Get in Touch with Our Firm
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